body,div,p,td,h1,h3,span{font-family:Verdana,Arial,Helvetica,sans-serif}
body{background:#FFFFFF}
a:link{text-decoration:underline;color:#000080}
a:visited{text-decoration:underline;color:#800080}
a:hover{text-decoration:underline;color:#FF0000}
h1{font-size:20px;color:black;margin-bottom:5px;font-style:italic}

h3{font-size:12px;margin-top:0px;margin-bottom:8px}
td b{line-height:20px;display:block}
td{font-size:12px}
p{font-size:11px}
hr{margin-top:30px;margin-bottom:20px;color:black;height:1px}
p.heading{margin-top:0px}
span{font-size:16px;font-weight:bold}
.red{color:red}